Privacy Policy

We may collect the following types of personal information when you visit our website or submit a form:

• Contact Information: Name, email address, phone number, and mailing address.

• Insurance-Related Information: Age, coverage type preferences, and coverage amount interests you provide when requesting a quote.

• Usage Data: IP address, browser type, pages visited, time spent on pages, and referring URLs, collected automatically through standard web server logs and analytics tools.

• Communications: Any messages, questions, or correspondence you send us through our contact or quote forms.

We do not collect sensitive personal information such as Social Security numbers, financial account numbers, or health records through this website.

We use the information we collect for the following purposes:

• To respond to your inquiries, quote requests, and messages.

• To provide you with information about life insurance products and services that may be relevant to your needs.

• To communicate with you about your request or our services.

• To improve our website, content, and user experience.

• To comply with applicable laws and regulations.

• To protect against fraud and unauthorized activity.

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.

We may share your information in the following limited circumstances:

• Insurance Carriers and Partners: If you request a quote or express interest in a specific product, we may share your information with licensed insurance carriers or partners to fulfill your request. These parties are bound by their own privacy policies and applicable law.

• Service Providers: We may share information with trusted third-party vendors who assist us in operating our website or conducting our business (e.g., email platforms, CRM tools), subject to confidentiality agreements.

• Legal Requirements: We may disclose your information if required by law, court order, or governmental authority, or to protect the rights, property, or safety of Community Life Agency, our clients, or others.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

We do not sell your personal information to third parties.

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. Cookies are small text files stored on your device.

• Essential Cookies: Necessary for the website to function properly.

• Analytics Cookies: Help us understand how visitors interact with our site (e.g., pages visited, time on site). We may use tools such as Google Analytics for this purpose.

You can control or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of our website. By continuing to use our website, you consent to our use of cookies as described in this policy.

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include secure data transmission (HTTPS), access controls, and regular security reviews.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. You provide information to us at your own risk.

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements. When your information is no longer needed, we will securely delete or anonymize it.

Depending on your state of residence, you may have certain rights regarding your personal information, including:

• Access: The right to request a copy of the personal information we hold about you.

• Correction: The right to request that we correct inaccurate or incomplete information.

• Deletion: The right to request that we delete your personal information, subject to certain exceptions.

• Opt-Out: The right to opt out of receiving marketing communications from us at any time by contacting us or using the unsubscribe link in any email we send.

To exercise any of these rights, please contact us using the information in the "Contact Us" section below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

Our website may contain links to third-party websites, including insurance carrier websites and partner resources. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Our website is not directed to children under the age of 13, and we do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child under 13, please contact us immediately and we will take steps to delete that information.

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Community Life Agency LLC

7344 Allen Rd. Ste 100

Allen Park, MI 48101

Phone: (734) 686-8497

Website: www.communitylifeagency.com

You may also reach us through the Contact form on our website at communitylifeagency.com/contact.